The purpose of this report is to provide practical assistance to actuaries on setting up Best Estimate assumptions for biometric risk. The scope of the report is incidence rates. For details beyond this scope, such as for using incidence rates to calculate Best Estimates of reserves, results or other metrics, and for methodologies to smooth and fit data, please refer to other relevant published material.
Dr. Achim Regenauer, Chief Medical Officer, discusses a newly published study that links air pollution to the occurrence of common neurodegenerative diseases, namely Alzheimer’s and […]
The issue. Individual life insurance sales typically involve a lengthy application process, including multiple face-to-face interactions and appointments for medical testing. This process is increasingly […]